Calgary families can buy Super Visa insurance through Pankaj without leaving home. He's licensed in Alberta, and quotes, policies and claim help are all handled by phone, WhatsApp and email.
What your parents need for the Super Visa
The insurance rules are the same in Calgary as everywhere else in Canada, because IRCC sets them. The policy must:
- give at least $100,000 of emergency coverage for each parent
- cover health care, hospitalization and repatriation
- run for at least one year from the day they enter Canada
- come from a Canadian or OSFI-authorized insurer, and be paid, in full or monthly with a deposit
Visiting parents aren't covered by AHCIP, Alberta's public health plan, so without insurance they'd pay hospital bills themselves. Full details are in the requirements guide.
Working with Pankaj from Calgary
Pankaj is based in Ontario and licensed in Alberta. Families in Calgary deal with him by phone, WhatsApp and email. Quotes, policies and receipts all arrive electronically, ready to upload with the visa application.
Hospitals with emergency departments in Calgary
- Foothills Medical Centre
- Peter Lougheed Centre
- Rockyview General Hospital
- South Health Campus
In an emergency, call 911 first. Then, as soon as you can, call the 24-hour assistance number on your parent's policy. The insurer can often pay the hospital directly, and some plans require you to call within a set time.
Arriving in Calgary
Most visiting parents arrive through Calgary International (YYC). Coverage must start on the date they first land in Canada.
Local tip: Mountain trips to Banff and Canmore are a favourite with visiting parents. Altitude and hiking can strain an older heart, so make sure stable pre-existing conditions are covered before the road trip.
Paying monthly
A year of cover for an older parent can cost thousands. Monthly plans spread it out, and IRCC accepts them. Setup fees run from $50 to $120 depending on the insurer. Use the fee calculator to compare, or get prices in the quote tool above.
Common questions
Is Super Visa insurance cheaper in Calgary than in other cities?
The price is set mainly by your parent's age, health, coverage amount and deductible, not by the city you live in. The best way to save is to compare insurers and choose a sensible deductible.
Can my parents visit relatives in other provinces?
Yes. Super Visa insurance covers them anywhere in Canada for the policy period, not just in Calgary.
Is Pankaj licensed in Alberta?
Yes. Pankaj Bhatia is licensed in Ontario, British Columbia, Alberta, Saskatchewan, Manitoba, New Brunswick and Nova Scotia.