Most families have heard of Manulife before they start shopping for Super Visa insurance. It's one of Canada's largest insurers, and that familiarity counts for something when you're choosing who will handle a claim for your mother or father. But a big brand doesn't automatically mean the best price or the best fit for every parent.
What Manulife offers visitors
Manulife's Visitors to Canada plan covers emergency medical care for people who aren't covered by a provincial health plan. You can buy it for a short family visit, or with $100,000 or more of coverage for a year to support a Super Visa application. Manulife also sells plans for international students and for Canadians travelling abroad.
When Manulife is a good choice
- You want an insurer your family already knows and trusts.
- Your parent is healthy, or their conditions fit Manulife's definitions of stable.
- You're comfortable paying the premium in full. Ask Pankaj whether a monthly option is available for your parent's plan.
When to look elsewhere
If paying monthly matters most, insurers such as Secure Travel (RIMI) or 21st Century are built around monthly plans. If your parent has a heart condition or recent medication changes, compare how each insurer treats pre-existing conditions before you decide on brand alone.
Buy Manulife online
Also available: Manulife student plans and travel insurance for Canadians.
Common questions
Does Manulife insurance meet Super Visa requirements?
A Manulife Visitors to Canada policy with at least $100,000 of coverage, valid for a year from your parent's arrival and paid as IRCC requires, meets the insurance rules. Manulife is a Canadian insurer, so it qualifies as an approved insurer.
Is Manulife more expensive than other Super Visa insurers?
Sometimes, sometimes not. It depends on your parent's age, health and deductible. The only way to know is to compare quotes for your parent's exact details.