Canada Super Visa Insurance Cost

Canada Super Visa Insurance Cost

Canada’s Super Visa program offers a fantastic opportunity for parents and grandparents of Canadian citizens and permanent residents to visit and stay in the country for extended periods. One crucial requirement for obtaining a Super Visa is securing proper medical insurance. This blog post will guide you through everything you need to know about the costs associated with Canada Super Visa insurance, helping you make an informed decision.

What is Super Visa Insurance?

Super Visa insurance is a mandatory health insurance policy that covers medical emergencies, hospitalization, and repatriation for visitors coming to Canada under the Super Visa program. The insurance must provide a minimum coverage of $100,000 and be valid for at least one year from the date of entry into Canada.

Factors Affecting Super Visa Insurance Cost

  1. Age of the Applicant: The age of the applicant significantly impacts the insurance cost. Older individuals typically face higher premiums due to the increased likelihood of health issues.
  2. Duration of Coverage: While the minimum coverage period is one year, applicants can choose to extend the coverage. Longer coverage periods will naturally cost more.
  3. Health Condition: Pre-existing medical conditions can increase the cost of insurance. Some policies may exclude coverage for certain conditions, while others might offer inclusive plans at a higher rate.
  4. Insurance Provider: Different insurance companies offer various plans with differing benefits and premiums. It’s essential to compare quotes from multiple providers to find the best deal.
  5. Coverage Amount: While the minimum required coverage is $100,000, applicants can opt for higher coverage amounts. Higher coverage limits provide more security but come with increased costs.

Average Costs of Super Visa Insurance

On average, the cost of Super Visa insurance can range from $100 to $200 per month for an individual in good health and below the age of 60. For those above 60 or with pre-existing health conditions, the premiums can go up to $300 or more per month.

Tips to Reduce Super Visa Insurance Cost

  1. Shop Around: Compare quotes from different insurance providers. Websites like super visa insurance monthly offer tools to compare plans and find the best rates.
  2. Purchase Longer Policies: Some insurers offer discounts for purchasing longer-term policies. Buying a two-year policy instead of renewing annually can save money in the long run.
  3. Healthy Lifestyle: Maintaining a healthy lifestyle can positively impact your insurance premium. Non-smokers and individuals with a healthy weight often receive better rates.
  4. Choose Higher Deductibles: Opting for a higher deductible can lower your premium. However, ensure you can afford the deductible in case of a medical emergency.


Securing Super Visa insurance is a critical step for parents and grandparents visiting Canada. Understanding the factors that influence the cost and exploring ways to reduce premiums can help in obtaining the best insurance plan. By shopping around and comparing different options on platforms like super visa insurance monthly, you can ensure you get the most suitable coverage at an affordable price.